Overview
Dental Overview 2025
Dental Plan
Comprehensive Plan
Higher coverage with an employee contribution
Basic Plan
No employee contribution
You can choose Comprehensive or Basic coverage or you can opt out of Medical and/or Dental.
The Comprehensive options provide the highest level of coverage, plus annual Health Spending Account credits.
The Basic options offer lower coverage designed to top up coverage under a partner’s plan or to provide a basic level of coverage for those with lower benefit needs. If you select this option, you’ll receive a larger Health Spending Account than what’s provided with Comprehensive coverage.
Opting out is also an option if you do not require coverage. However, if you opt out of both Medical and Dental, you will not receive any Health Spending Account credits.
| Types of services | Comprehensive Option | Basic Option | |
| Basic Services | Check up every 6 months includes cleaning, scaling, xrays | 80% reimbursement | 20% reimbursement |
| Minor Services | Filings, extractions, root canals, gum treatments | 80% reimbursement | 20% reimbursement |
| Major Services | Crowns, bridges, dentures | 50% reimbursement | 50% reimbursement |
| Orthodontics | 50% reimbursement up to $2,000 lifetime maximum | 50% reimbursement up to $2,000 lifetime maximum | |
| Combined annual maximum | Excluding Orthodontics | $,2000 per person | $2,000 per person |